OK, so GS can be compartmentalized into 2 different FDIC-insured banks (one a depository institution, the other a trust company), a broker-dealer business, and an investment banking business (which in my mind encapsulates its private equity operations). There may be other business lines that don't fall into one of these aforementioned compartments that I haven't yet discovered.
I'm going to harp on the financial institution at first in my analysis. It's part of "peer group 1" which the FDIC defines as banks with more than $3B in assets. There are 177 banks in this peer group. The address of the overall headquarters is 200 West Street New York, NY 10282 and its website is http://www2.goldmansachs.com/ . It was founded in 1869.
OK, so its regulators are a hodgepodge of government agencies, being that their structure is a hodgepodge of operations. FDIC regulators are not its main regulator, though FDIC does regulate its retail depository institution and also its trust company. It's main American regulators are the Federal Reserve and the SEC. Its trust company is regulated by the OCC. A good website that summarizes many of the changes of its structure as a result of the financial bank bailout is http://www.thesunshinereport.net/marksunshine/?cat=81. I do not know yet what other nations may regulate GS, if at all.
Here are some financials on the FDIC insured depository bank from the FDIC website.
Total Avg Assets Total Deposits NI Total Equity
12/31/08 67,369 45,049 (250) 18,677
3/31/09 161,249 52,227 1,209 19,878
6/30/09 155,574 35,544 1,686 20,367
12/31/09 111,394 32,727 3,677 22,373
3/31/10 93,739 31,278 524 22,895
6/30/10 90,966 30,398 945 23,324
9/30/10 96,588 31,596 1,247 23,627
12/31/10 95,483 32,306 1,199 23,775
3/31/11 88,594 32,281 317 19,097
Its CEO, President, Chairman, COO, CFO, Directors, and Senior Execs can be found at
http://www2.goldmansachs.com/our-firm/our-people/leadership/board-of-directors.html#ClaesDahlbäck
I hope to look into each one of these individuals' biographies to get that much more a detailed understanding of the institution.
Estimated number of employees according to its website is 1,892.
Its business principles are found at http://www2.goldmansachs.com/our-firm/our-people/business-principles.html%20It's . It's a rather lengthy list of principles. I find it a little interesting that GS doesn't do the whole vision and mission statement thing. Though the first of its list of principles is highly suspect from what I have read about its dealings in the mortgage backed securities market in the runup to the financial crisis of 2007-2008, "Our clients' interests always come first. Our experience shows that if we serve our clients well, our own success will follow."
Even lengthier than its list of principles is its length of products/services offered. Here's the list: advising in environmental markets and mergers and acquisitions, bank loans, financing of commercial mortgage capital, debt financing, financing in equity capital markets, lender financing, public sector and infrastructure financing, specialty lending, urban investments, asset management, bank deposits, closed ended investments, direct private investing, mutal funds, private wealth management, managed accounts, securitised products, structured fund solutions, securitised derivatives, clearing services, execution services, fund administration, pensions, endowments and foundations, prime brokerage, securities lending, transition services, global investment research. There are services tailoredfor individuals, institutions, investment advisors, and hedge funds.
You can find information about each on its website I already provided above. Lastly, I intended to post information regarding rates offered by GS Bank, but there is no information online. I imagine I'd have to call them to get deposit and loan rate information, but I figure it's not worth it. They probably offer extremely competitive rates.
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